Insurance Through Employers
This is the most common form of insurance: many employers provide insurance plans for full-time and salaried employees. Employer provided insurance is private health insurance. These plans can vary in quality and affordability, and employees and employers are finding insurance to be increasingly unaffordable.
If your employer’s insurance plan is not considered affordable according to federal standards, then you will still be eligible for insurance and healthcare subsidies through the insurance marketplace and federal government.
49% of Americans, and 70% of workers, receive insurance coverage through their employers, and it is a major consideration for employees when choosing an employer.
COBRA Coverage: This is a federal form of insurance coverage for those who receive insurance through their employer but for a variety of reasons are no longer employed which requires your employer based
insurance to continue to cover you for a certain period of time after then end of your employment, in order to give you time to seek other forms of insurance without going uncovered.